WAP
It is a service that allows access to a bank account through your mobile phone. WAP is a variation of internet banking, which allows the use of banking services via wireless phone. WAP protocol is implemented in a mobile predysponuje to a mobile device to establish a session with the bank’s website. In this way the user is able to exercise constant control over the bill, and remote management of their finances. As part of the WAP service possible banking operations are as follows:
* Access to information on the account balance,
* Obtain information about the turnover on the bill,
* Review the list of customers for credit transfers,
* Insight into the history of operations,
* Implementation of the transfer into foreign accounts
* Define a standing order,
* Draw up a list of accounts to which the transfer is to be realized,
* Make a transfer to future date,
* Cancel the transfer,
* Implementation of the transfer accounts for Social Security,
* Setting up and tearing-term deposits,
* Change the passwords.
Furthermore, the WAP enables access to information about the current rate, current promotions, the exchange rates of currencies. Parties to the WAP should be prepared in a special WML. It is not possible to establish a session by a wireless camera with the parties developed in HTML. WAP-in shortcoming is the fact that web pages are transmitted in text mode. The solution in terms of visual and functional is not competing for traditional web browsers. In addition, results in discomfort small display, keyboard modest and the lack of liquidity in the transmission of data.
An indisputable advantage of WAP-in access to a bank account from anywhere and at any time. This channel, however, despite the announcement szumnych market analysts VAT is not among bank customers. None popularization services using WAP resulted primarily from reduced functionality (very slow data transmission) and high access costs. For the popularization of mobile phones has been put in the application of smart cards. Currently working on a new phone model, which will be simultaneously functional credit card. The initiator of the project is to Nokia and Visa.